Health Insurance in the USA
Without insurance, consultations, exams and hospitalizations can generate extremely high costs.
- Access to the American medical system
- Significant reduction of expenses
- Protection against unexpected charges
Learn how we can help protect the health and financial future of your family in the United States:
Living in the United States requires important decisions — and insurance is one of the most consequential.
At Quinalha Insurance we help you choose with clarity, security and peace of mind.
Our approach ensures that you:
Here, insurance stops being confusing and becomes real care — with human support and service available in Portuguese.
Discover the ideal protection for your familyMeet the people behind Quinalha Insurance — licensed professionals with decades of experience and a real commitment to every family we serve.
With over 30 years of experience in the insurance market, Viviane combines technical rigor, strategic vision and a human approach to service.
Today she applies this experience to ensure every client has clarity, real protection and continuous support — not just a policy.
With a 35-year career at Banco do Brasil, Marcelo Quinalha developed deep expertise in financial management and planning, combining technical rigor with strategic vision.
Today he applies this experience in the American market to ensure compliance, strategy and peace of mind, especially in complex cases — delivering insurance you understand and service you can trust.
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Quinalha Insurance
Why are they essential for your peace of mind?
Living in the United States requires planning. Here, health and financial security are not automatic – they are conscious choices.
Without insurance, consultations, exams and hospitalizations can generate extremely high costs.
Unexpected events do not receive automatic government support.
We help you choose the right insurance with no confusion.
Complete coverage for consultations, exams, hospitalizations, and preventive care. Ideal for those living in the USA who can qualify for government subsidies, ensuring continuous protection for you and your family.
View options
Financial protection for your family in case of death and early access to benefits in situations such as serious illness, disability, or loss of income.
Protect my family
Financial planning to build a secure future in the United States. Ideal for those who want to accumulate wealth, protect future income, and plan retirement with strategy.
Plan my future
Guarantees monthly income in case you become unable to work due to illness or accident. Essential for protecting your lifestyle and financial commitments.
Secure my income
Affordable coverage for consultations, cleanings, exams, and dental treatments, helping to significantly reduce your oral health care costs.
Take care of my smile
Medical and emergency protection during domestic or international trips, offering peace of mind from departure to return.
Travel safely
Medical coverage designed for international students or exchange students, meeting academic requirements and ensuring healthcare access during studies in the USA.
View student plan
Specialized plans for people aged 65 or older or eligible by specific condition. We assist you in choosing between Original Medicare, Advantage, and supplements with complete guidance.
Understand my medicare
People who trusted Quinalha Insurance to make important decisions — and have no regrets.
Viviane was an angel! I was lost with the American health system. She explained everything patiently and found a plan perfect for my budget.
Impeccable service. Unlike other agents who just want to sell, Marcelo really cared about understanding what my family needed.
I got my life and health insurance with VQ. Their transparency and speed made me feel very secure. I recommend them to every Brazilian here.
I didn't know I was eligible for a subsidy in the Marketplace. The team did the simulation and today I pay much less than I imagined. Gratitude!
Professionalism 10/10. From the first contact to the signing, everything was clear. I felt truly protected.
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We've gathered the most common questions to help you decide with confidence and peace of mind.
Obamacare, also called ACA or Marketplace, is the official health insurance system in the United States. It offers comprehensive coverage and can include government subsidies for those who qualify, based on income and legal status.
As a rule, Obamacare can only be purchased during Open Enrollment. Outside this period, you can only purchase if there is a Qualifying Life Event, such as a job change, birth of a child, or change in immigration status.
No. Travel insurance is temporary and covers only emergencies. It does not replace health insurance for those who live, study, or stay for long periods in the United States.
In the USA, medical costs, debts, and family expenses can be high. Life insurance guarantees financial protection for your family and, in some cases, allows access to benefits during your lifetime.
Private retirement is a way to plan your financial future in the USA through structured investments, complementing Social Security and ensuring more stability in the long term.
Social Security alone is generally not enough to maintain your standard of living in retirement. Private retirement gives you more control, financial security, and peace of mind in the future.
Buying alone can lead to coverage errors, lack of protection, or unnecessary costs. A specialist analyzes your profile, explains your options, and ensures you get the right insurance.
The ideal insurance depends on your age, income, immigration status, time in the USA, and personal goals. Each case is unique and should be analyzed individually.
Hiring insurance is not about fear.
It's about care, planning, and peace of mind for those you love.
We help you choose with clarity and security, without complications.
Talk to our team and tell us your needs.
We analyze your profile and explain the best options.
You choose safely and we take care of everything.
Service in Portuguese and English | Orlando (Windermere), FL
Licensed Insurance Agents – FL |
Multi-State