Privacy Policy
Quinalha Insurance

QUINALHA BUSINESS CONSULTING LLC values transparency, data protection, and human-centered service. This Privacy Policy explains how we collect, use, protect, and share personal information in compliance with applicable U.S. privacy laws.

1. Who We Are

QUINALHA BUSINESS CONSULTING LLC is a U.S.-based company providing health and life insurance services, offering personalized and humanized support. Services are conducted by licensed insurance agents, including Viviane Quinalha, a Florida-licensed insurance agent.

We are committed to safeguarding personal information and ensuring confidentiality, security, and lawful use of all data collected.

2. Information We Collect

We may collect personal information when you voluntarily provide it through forms, advertisements, messages, or direct contact, including but not limited to:

• Full name
• Phone number (including WhatsApp)
• Email address
• City and state of residence
• Information related to insurance needs or inquiries

We do not collect sensitive personal data such as Social Security numbers, banking details, or medical records through this website.

3. How We Use Your Information

Personal information is used solely to:

• Provide insurance information, quotes, and simulations
• Respond to inquiries and deliver personalized support
• Communicate about insurance products, coverage options, and updates
• Improve our services and customer experience

We do not sell, rent, or trade your personal information.

4. Information Sharing

Your information may be shared only with:

• Licensed insurance carriers or service providers strictly as necessary to fulfill your request
• Technology providers that support our operations (CRM, communication tools), under confidentiality agreements

We never share personal data for marketing purposes unrelated to our services.

5. Communication Consent

By submitting your information, you consent to being contacted by Quinalha Insurance or its representatives via:

• Phone call
• Email
• WhatsApp or text message

Communications are limited to insurance-related guidance and services. You may opt out at any time by contacting us through the channels listed below.

6. Data Security

We use commercially reasonable administrative, technical, and organizational safeguards to protect personal information against unauthorized access, disclosure, or misuse.

While no system can guarantee absolute security, we follow industry best practices to minimize risk.

7. Your Privacy Rights (U.S. Compliance)

Depending on your state of residence, you may have the right to:

• Request access to the personal information we hold about you
• Request correction or deletion of your personal information
• Opt out of certain data uses

We will respond to verified requests in accordance with applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA/CPRA) where applicable.

8. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

📧 Email: quinalhaconsulting@gmail.com
📱 Phone / WhatsApp: +1 (689) 203-3233
📍 Location: Florida, United States

9. Updates to This Policy

This Privacy Policy may be updated periodically to reflect changes in legal requirements or business practices. The updated version will always include the most recent revision date.